A dealership finance manager can turn you down with one word. Federal law says the written notice that follows has to say a lot…
Repossession isn't triggered by a fixed number of missed payments, it's triggered by contract default. Here's what that means in states with and without…
Danielle Brooks had a 740 credit score and a clean payment history. Her refinance was declined anyway, on a number that had nothing to…
A driver refinancing into a new SUV this year assumes the $10,000 deduction covers any loan. It doesn't. The vehicle has to be new,…
Marcus found a used version of the SUV he wanted for $8,000 less. Then he read both loan sheets and learned the cheaper car…
Ray held off buying a car in March, sure the Fed would cut rates by summer. It is July, the cut has not come,…
The down payment is the one number the finance office treats as optional. On a $32,000 car it can swing your total cost by…
Stretching a car loan to lower the monthly payment can more than double what you pay in interest. Here is the full term-by-term math…
Jasmine fixed her 611 credit score but kept paying the 14.9% rate it once earned her. Here is when refinancing your auto loan after…
The salesman quoted "around 7 percent." The lender had approved 5. Here is how dealer rate markups work and the one question that surfaces…
