When to Drop Collision Coverage on an Older Financed Car (and When You Can’t)
Your 2018 sedan is now worth $11,000 and your collision premium is $1,200 per year. The standard rule says drop it. But your auto…
Insurance
How Your Vehicle Choice Affects Your Auto Insurance Rate in 2026
Most buyers calculate car payment and gas costs but skip the insurance rate that comes with the specific vehicle. Here's how your vehicle choice…
When Lenders Require Gap Insurance on a Car Loan and How to Buy It for Less
The F&I manager has a $895 GAP form ready. Before you sign, here's exactly when lenders require gap insurance, when you can skip it,…
How Your Credit Score Affects Both Your Auto Loan Rate and Your Insurance Cost When You Finance a Car
Most buyers know a low credit score raises their auto loan rate. Fewer realize it also raises their insurance premium — often by $1,500…
How Your Down Payment Size Affects the Insurance Coverage Your Lender Requires
Put down less than 20 percent and your lender may require gap insurance on top of full coverage -- adding to your monthly cost.…
Why Tariff-Driven Repair Costs Are Raising the Bar on Lender Insurance Requirements
Tariffs on auto parts are pushing repair costs higher, and lenders are tightening the full coverage minimums they require on financed vehicles. Here’s what…
How Renewal Algorithms Are Changing Premium Forecasting
By MyAutoResource Editorial Team · Reviewed by Steven Sun · 5 min read · Updated August 13, 2026 Key takeaways: Insurers increasingly set renewal…
Top Apps That Track Driving Behavior
Drivers today rely on technology not just for navigation but also for monitoring how they drive. Apps that track driving behavior provide insights into…
Why Hybrid Vehicle Owners Pay More in Insurance
By MyAutoResource Editorial Team · Reviewed by Steven Sun · 6 min read · Updated August 13, 2026 Key takeaways: Hybrids carry pedestrian-related liability…
Why EV Insurance Differs from Gas Models
Electric vehicles (EVs) are reshaping the automotive industry, but they also introduce new challenges for insurers. While gas‑powered cars have decades of underwriting history,…